Back to Top

Money Manager Ex User Manual


Money Manager Ex (MMEX) is a personal money management system, for any one starting out in keeping track of their money, and their spending habits. Based on simple principles, thus allowing anyone with little, to no knowledge of finance and general book keeping, to successfully manage their money. MMEX does this by attempting to models the real financial world, to help us (the user) maintain our personal finances. The Money Manager EX Software, is Open Source, and free to use.

The primary goal of MMEX is to simplify the process of tracking financial information, in an easy to use program that can be used as regular as necessary, to help us keep track of where our money comes from and more importantly, where our money goes, in order to make better financial decisions for our future.

Think of Money Manager Ex as a computer checkbook which enables you to balance your accounts, organize, manage and generate reports for your finances.

It is also a great way to keep abreast of your financial worth.

The purpose of this manual is to give you (the user) some basic instructions for using MMEX. This instruction manual will evolve as the program evolves. So check the help system with each update and see what's new and how to better utilize MMEX.

Working towards better Financial Health

Becoming organized financially requires some amount of discipline. Financial management can become complicated when there is no clear understanding of how much money we are getting, regarded as income as opposed to our expenses which is how much money we spend.

Debt usually results when our cash flow is restricted because our expenses exceed our income. Then we need to borrow money to maintain our cash flow to enable us to purchase our necessary items.

The first step towards better Financial Health, is to maintain good financial records. It is only when we have a clear understanding of where our money goes, that we can make an informed decision of where to cut back on our expenses when our cash flow becomes tight. If we do need to borrow money, we can then better manage our debts as well.

Did you realize you spent $600 in buying DVD movies last year? How many times did you watch them? Do you think now that the $600 would have been better spent on the unexpected maintenance on the auto that came up yesterday? Of course there is no right or wrong answer to how you should spend your money. After all, it is you who earned that money and the right to spend it whichever way you see fit. But you can always make your money work harder for you.

Here's where personal finance software comes in. They help you slice/dice the financial data to give you better insight into what is going on. Always remember the software can only be as good as the data it has to process. Garbage In Garbage Out. But if you have started thinking of even using Personal finance software, you are well on your way to making every dollar count.

Read on how to work with Money Manager Ex.

Money Manager Ex Concepts

Money Manager EX models the real world to help us maintain our personal finances.

Generally we receive money from someone for a service we provide, or a product that we sell. This is regarded as a Income or as a Deposit to our system. When we purchase an item or use a service, the money that we spend is regarded as an expense or Withdrawal to our system. In MMEX, the people that give us money or receive our money are regarded as the Payees of the system.

As we hopefully do not spend all the money we receive, we would obviously need a place to keep our money. This is generally, some financial institution, or several institutions or in our pocket. MMEX tags these places as Accounts.

When we spend or receive money, we see this as a transaction, and the reason for our income or expense is our category. There will be times where we need to transfer money from one place to another, such as a withdrawal from an ATM, and this type of transaction is known as a transfer.

This can be simplified as shown in the following diagram:

MMEX Concept

One other important thing to consider is the currency we use to perform the transactions.

With all of these things to keep track of, MMEX uses a database to store and connect all these entities together.


The database that MMEX generates, known as the .mmb file, becomes an important file for you to maintain. Depending on circumstances, security features such as encryption can be employed, which is recognized as a .emb file. This is where we can attach a password to the database, and will require a password every time MMEX is opened.

As with any computer system, the data we produce is important to us, and therefore need to safeguard against system malfunction. MMEX has a backup system where it can produce a dated copy when the database is opened, and/or produce a dated copy of the database when changes have been detected. Up to 4 backups are maintained for each database when the system is initialized and/or when system changes have been detected, and the system shuts down.

Creating a New Database

When MMEX initially starts up, it will attempt to load the last database that was opened. If no database existed, the user is presented with the option to either open an existing database, or create a new one.

If you need to create a new database file, from the Menu, select FileNew Database.

This will prompt you to specify a new name for your .mmb database file, at the location you specify. Your new database file is now created and the New Database Wizard will be displayed to help you initialize the new database and assist in creating your first account.

The New Database Wizard will request you to set the Base Currency and a User Name.

MMEX comes with a default set of currencies which you can use, to correspond to your countries currency settings. New accounts will then use this Base Currency setting as the default. This allows accounts from different countries to reflect the value in the base currency.

To help identify the purpose of the database, a User Name is requested. This is optional, as it is only used as a title on the Home Page, and in reports.

Both these settings can later be changed if required by selecting the menu: ToolsOptions.

The database name will be displayed on the title bar which helps remind you which database file is open. The new .mmb database file is not encrypted.

Creating New Accounts

When creating a new database file, you will automatically be requested to create a new account.

To manually create a new account, from the Menu, Select AccountsNew Account.

This will bring up the Add Account Wizard. The wizard will assist in collecting the important information of the Name and Type of Account. The Type of Account is not changeable, but the name can changed when editing account information.

Name of the Account: This is a required field. The recommendation is to name your accounts uniquely and in relation to real world accounts. Example: With CitiBank, we have a Savings account and a credit card Visa account. You could name your accounts as CitiBank Savings and Citibank Visa.

Type of Account: MMEX supports several types of accounts.

Checking Account
This is the most common type of account used for MMEX, and can handle most common account types, such as checking accounts, savings accounts, and credit card accounts. Also known as Bank Account, and supports three kinds of transactions. These are withdrawal, deposit and transfers.
Term Accounts
Similar to Checking Accounts with the exception that they appear in their own section on the home page and can be shown or hidden for normal day usage. For a better explanation see the account setup example.
These kinds of accounts cover specialized accounts such as Cash Term Accounts, Bank Mortgage accounts, Loan accounts, or investment accounts with regular income or expenditure that you need to keep track of. These accounts have their own balance section on the Home Page. These accounts also, supports three kinds of transactions.
Investment Account
The other type of account that MMEX supports is an Investment Account. This type of account allows you to track stock/bonds/mutual funds investments and possibly other investments you may own.

To properly setup accounts, you should have balance information for the accounts you want to add to MMEX. You can get this information from your most recent bank, investment and credit card statements. To track additional information about this account, optionally you can enter your account details such as Account Number, Held At, Website, Contact info and Access Info. You can enter additional notes about the account in the notes field.

Most accounts have some kind of balance in them, for example say in a credit card account, you have a current balance of $2304.67, you could put that value in the initial balance field. Going forward you only need to add transactions beyond that date when you had the balance.

The Account Status can be set to Open or Closed. Closed accounts are just that. They are no longer active. Setting this status is just a way to de-clutter your view in your tree view navigation pane. Permanent settings are made by changing the View Options on the Menu, ToolsOptions, you can hide the closed accounts. See Tips on Navigation Tree.

Currency: This is initially set to the database Base Currency setting which was initially set when creating the database. You can set the currency that is associated with this account and can be different to the base currency.

The exchange rate for the currency can be changed using the menu: ToolsOrganize Currency.

Example: You live in the USA using US Dollars, and have an Italian bank account using the Euro. Most of your accounts are in USD. What is the real value of your Italian bank account? By changing the exchange rate for the Italian Euro, you can get the correct value of your accounts.

You also can mark accounts as a Favorite Account>. This again is used to change the accounts that are visible in the navigation bar. See Tips on Navigation Tree.

Account Setup Example

We have a savings account with $1250, a check account with $500, a MasterCard owing $250, a Visa Card owing $475, a home mortgage loan of $230,965 and an education fund to send the children to college in the future currently at $5000 earning interest.

We would set up the following accounts:

Account Type Account Name Initial Balance
Check/Savings Savings $1,250.00
Check $500.00
MasterCard -$250.00
Visa Card -$475.00
Term Home Mortgage -$230,965.00
Education Fund $5,000.00

On the Home Page the balances would be $1025 for Bank accounts, and $-225,965 for Term Accounts

When a payment is made from your Savings Account to your MasterCard with a Transfer Transaction the balance on the home page remains the same. When a payment is made from your savings to your home mortgage, the balance on the home page will reflect the payment. Now you can determine the amount of money you have on a day to day basis. Regular payments can also be set up from your savings account to your mortgage account using Recurring Transactions.

Editing Account Information

Once you have created an account, you can edit any of the account information fields in the following ways:

This will bring up the account information dialog where the required fields can be changed.

Edit the account details then use the OK button to save the account information.

Creating New Transactions

Once you have created a new account, and selected the required account from the navigation tree, or the home page, the displayed account can have new transactions added as follows:

New/Edit Transaction Dialog

This dialog box will appear for new transactions. Use this dialog to enter the following details:

This is generally the date of the transaction. Defaults to current day and can be changed.
The default is None, but can be changed to Reconciled by the options settings.
Transaction Types:
is one where one makes a payment and is an expense.
is one where money is received and is an income.
is one where a withdrawal is made from one account and is deposited into another account. This type of transaction is not included in Income/Expense calculations.
Enter the amount for the transaction. The second amount field is associated with the Advanced Check-box and will be activated only for Transfer transactions.
For a transfer transaction, when the amount in the From Account is different to the To Account, the difference is recorded in the separate fields. This can for currency rate changes.
Transaction Status
When you enter a transaction, it initially is in the state of Unreconciled. Which means the transaction has not been reconciled with your bank/credit card company's balance.
Once the transaction is checked and verified with a credit card company's balance information, it can be marked as reconciled.
If you entered a transaction that later became invalid or you canceled the transaction, instead of deleting the transaction you can also mark it as void so you have a record of the transaction.
Flag For Followup
This status marks transactions as needing more action. For example, you receive a balance statement from the financial institution and you notice that the transaction amount is different between what you recorded and what is in the statement. You can mark it as flag for follow up so that you can followup with the financial institution.
The status will be automatically be changed to duplicate if it is recognized as such.
This is a person or an organization to whom the money goes or comes from.
Clicking the payee button opens up the payee dialog. You can select the payee from that dialog or create a new payee for immediate use.
Category selects the kind of expense/income for the transaction.
Clicking the category button opens up the category dialog. You can select the category from the dialog or create a new category for immediate use.
This check-box will activate the Split Transactions Dialog
Split Transactions allows multiple categories to be recorded for a single transaction.
Can allow a transaction to have Income and Expense categories recorded as deposit and withdrawals, provided the overall transaction type is observed and remains positive, for Deposit and Withdrawal transactions.
Transaction number
This field to enter any kind of number associated with the transaction like check number.
This field can be used to record any special notes with regards to the transaction. The button under Notes can be used to select commonly used field notes.

Editing and Updating Transactions

Editing existing transactions can be achieved in a number of ways:

Any of these actions will open the transaction dialog box containing the details of the selected transaction. Make the changes and click OK to save the changes.

Transaction Filtering in Accounts

Transactions can be filtered by either fixed filters or, by using the Transaction Filter in the Account View. This will allow the user to limit the visible transactions to those defined by the appropriate filter. These filtered transactions can then be easily selected and individually modified.

These visible transactions can also be deleted in bulk if so desired.

Reconciling and Balancing Transactions

Unreconciled Transactions
This means that they have not been verified with the statement from the financial institution.
Reconciled Transactions
A transaction can be considered reconciled when the details of the transaction match that from the financial institution.

In MMEX, reconciled and unreconciled transactions are shown by different icons. When bank details are not checked against a bank statement, the user can select to set the default as Reconciled when creating transactions in the Options settings.

Flagging transactions for followup

Some transactions might have some issues that you want to follow up on. Mark these as with status of flag for followup. This is indicated in MMEX with a different icon.

Custom Colors

The user can specify 7 custom colors in the color section of the options dialog. In the checking/term panel, pressing Ctrl+1 through Ctrl+7 sets the transaction entry color to the user specified custom color. Pressing Ctrl+0 will change it back to the mmex default transaction color.

Searching for Information

Finding Transactions

The MMEX provides several utilities to help users find specific transactions. The Notes field of transactions can be searched from the account view. At the bottom of the transaction listing in the account view, input your search query in the text box to the right of the magnifying glass. Click the magnifying glass or press the Enter key to search the transactions in that account.The search is case sensitive.

Finding Payees

In order to find particular payees, open Payee Management using the menu item: ToolsOrganize Payees .

In the payee management window, use the search field at the bottom to type your query. The search is not case-sensitive, and as you type the payee list will be filtered with any matches.

If you do not know the exact name or spelling of a payee, you can use the ? (question mark) wildcard as a substitute for a single character, or the * (asterisk) wildcard as a substitute for one or more characters.


Working with Currencies

MMEX can be used in many countries, MMEX need to consider the currency for the country of use. When creating a new database, the Base Currency is set to the currency used in the user's country. If the user's currency setting is not listed in the default currencies, the user can create their own currency Listing.

MMEX allows us to work with more than one currency. Each account has its own currency setting, and will default to the base currency. When we set accounts with different currencies, the transactions we create in these accounts will reflect the currency of the account.

You can manage Currencies by using the menu item: ToolsOrganize Currency.

Add a new Currency:

  1. Use the Add button in the Currency Dialog
  2. Provide a suitable name for your new currency.
    Note: This name is not changeable, but the currency can be deleted if not being used.
  3. Adjust the currency values in the Currency Manager.
  4. Use the Update button to save the changes before closing.

When more than one currency is being used, the Conversion to Base Rate needs to be set. This will allow the value of the currency to properly reflect the value at the base rate.

To allow Automatic Currency update, the Currency Symbol needs to be set for the particular currency being used.

Working with Categories

Categories indicate the reason an expenditure is made or an income is received.

A Category is generally used to record Income or Expenses. Because MMEX allows us to transfer money between accounts, it is also recommended to use categories to record transfers. This will allow us to determine what money is being transferred for a specific reason, such as a repayment to a loan. This will not be seen as an income or expense in the overall picture. Using the same category for an income and an expense will upset balance figures.

Example: If we want to record the the value of running a car, we would set up the following:

The first 4 subcategories are used to record expenses. If we are reimbursed for fuel costs for any reason, we would need to use Fuel Reimbursed as an Income subcategory. This would then allow us to determine the correct amount we are spending on fuel to run the car. This will become clearer when we are using Budgets.

Split Categories

When adding a new transaction, we can use more that one category to record a transaction. This is known as a split category.

The overall split category transaction is either a withdrawal or a deposit. Although the categories within the split, need to reflect the overall transaction type, each category can be classified as a withdrawal or deposit within the split.

Split categories can easily be viewed for a transaction by using a pop-up menu selection when a split category entry exists.

Managing Our Categories

You can manage Categories by using the menu item: ToolsOrganize Categories. Once the category dialog opens, you can add new categories and subcategories.

To Add a new Category:

  1. Select Categories at the root of the tree (At the top)
  2. Type the new category name into the text box
  3. Use the the Add button
  4. The new category will appear at the bottom, and will be resorted when the dialog box is re-opened.

To Add a new Subcategory:

  1. Select the category that you wish the subcategory to belong to
  2. Type the new subcategory name into the text box
  3. Press the Add button

You can also change the names by selecting the category/subcategory in the list, modify the name in the text box, then use the Edit button. Use a similar action to delete the category/subcategory in the list.

Ensure that no transactions use this category/subcategory combination. This can be done by:

This would then make the category free so it can then be deleted.

Working with Payees

Payees are the people or institutions that give us money, or the people or institutions who we pay, for our goods and services.

You can manage Payees by using the menu item: ToolsOrganize Payees.

Once the payee dialog opens you can add new payees, edit or delete existing payees.

To Add a new Payee:

  1. Enter the name of the payee in the Filter Payees box
  2. Use the Add button

You can also select the payee in the list, then use the Edit or Delete button to perform the required action.

To delete a payee, ensure that no transactions use this payee. This can be done by:

This would then make the payee free so it can then be deleted.

Importing financial data

Importing from WebApp

MMEX has a light WebApp that can be installed on every PHP webserver like NAS, shared hosting or other PHP local installation.

You can download all needed files from WebApp project page.

To start-up WebApp you only have to:

  1. unzip file in a folder on your webserver or upload files through FTP
  2. rename htaccess.txt in .htaccess (on Windows you need to do it from CMD and rename command)
  3. enable PDO_SQLite if needed

Then simply open your browser to the folder URL, fill first settings and insert correct URL and GUID in MMEX settings (import/export tab).

Now at every start-up MMEX will contact WebApp for new transaction that will be downloaded and imported in desktop database.

All main transaction linked settings will be automatically synced to WebApp, in this way you can have all your account and payees ready to use inserting new transaction.

Importing From QIF Files

Quicken Interchange Format (QIF) is an open specification for reading and writing financial data to media (i.e. files). A QIF file typically has the following structure:

!Type:type identifier string
[single character line code]Literal String Data
[single character line code]Literal String Data

Each record ends with a ^ (caret).

See example QIF transaction:

!Type:Bank Header
D6/ 1/94 Date
T-1,000.00 Amount
N1005 number
PBank Of Mortgage Payee
^ End of transaction

QIF is older than Open Financial Exchange (OFX). The inability to reconcile imported transactions against the current account information is one of the primary shortcomings of QIF. It is commonly supported by financial institutions to supply down-loadable information to account holders.

MMEX can import transactions from specific types of QIF formats into an account (you can find the type of QIF by opening in a text editor)

Bank account transactions
Cash account transactions
Credit card account transactions

After importing from QIF, all transactions will have a Follow Flag as it its status. You can mark all transactions with this flag using the bulk status setting commands using the right click menu in the account view.

Importing From Universal CSV Format

To alleviate the problem of users having to pre-format their bank transaction CSV files into the fixed format MMEX requires, MMEX also allows users to import CSV files where the order of fields is completely freeform.

To use this importer, select the account you want to import into and then select the order of fields in the CSV file by picking and choosing from the list of possible fields. MMEX will now import the CSV file using the format information specified by the user.

MMEX can import from a wide variety of formats. One of them is a fixed format CSV file. This file format exactly matches the CSV format that MMEX can export. So it can be useful to move data from one .mmb database file to another .mmb database file. To easily see the format of the CSV file, you can try exporting an account to a CSV file and then analyzing the format created.

The CSV field options are as follows:

Date of the transaction (in the format specified in ToolsOptions…General)
To whom the transaction was made. In the case of a transfer transaction, this indicates the name of the account from which the transfer was made or to the account the transfer was made.
Amount (+/-)
The transaction amount. If it is a positive value it is a deposit, negative value is a withdrawal (there is an option to reverse this)
The category of the transaction
The subcategory of the transaction
Transaction Notes
Transaction number
A positive amount that is considered as a withdrawal. Do not use if specifying Amount (+/-)
A positive amount that is considered as a deposit. Do not use if specifying Amount (+/-)
Don't Care
Ignore this field

When creating your CSV file be sure that you remove the commas from your deposits and withdrawals. This can be done easily through a program such as Excel or OpenOffice Calc.

After importing from QIF, all transactions will have a Follow Flag as it its status. You can mark all transactions with this flag using the bulk status setting commands using the right click menu in the account view.

Importing From XML File

Importing from XML for recognizes XML file in Excel format named XML Spreadsheet 2003 in Excel. This is the recommended import method if required to import transactions from Excel. Method of import and field selection is same as importing from CSV.

Exporting data

Exporting to CSV Files

MMEX can export to a fixed format CSV file. This file format exactly matches the CSV format that MMEX can import. So it can be useful to move data from one .mmb database file to another .mmb database file. To easily see the format of the CSV file, you can try exporting an account to a CSV file and then analyzing the format created.

The general format is as follows:

Date of the transaction (displayed in the format specified in ToolsOptions…General)
To whom the transaction was made. In the case of a transfer transaction, this indicates the name of the account from which the transfer was made or to the account the transfer was made.
Transaction Type
This can either be Withdrawal or Deposit
The transaction amount as a positive value
The category of the transaction
The subcategory of the transaction if any (otherwise blank)
Transaction Notes

Exporting to XML Files

MMEX can export to an XML file. The XML format is compliant with Excel and can be read by it. The general format is the same as CSV.

Exporting to QIF Files

MMEX can export an account to a file of the QIF format. This format can also be used by MMEX to reload into an account.

Recurring Transactions

Recurring Transactions are special transactions that we set up in order to have the transaction entered into the data base at some future date. These transactions generally occur at regular intervals, such as the payment of a bill.

These transactions:

Recurring Transactions can be accessed from the navigation tree or from the menu item ToolsRecurring Transactions. This will display the Recurring Transactions page.

To create a new transaction, use the New button:

  1. Set up the Recurring Transactions Details, defining which account the transaction will go to when the transaction is entered.
    1. Select the Repeats as daily, weekly etc.
    2. Schedule transaction
      • Repeats: In x Days/Months
        1. Set the Start date of the activity.
        2. Set the period in days or months depending on the selection.
        3. Changes to the period will reactivate the Next button. Once the transaction has been entered, the activity becomes inactive.
        4. Use the Next button to advance the date to the occurrence Date.
      • Repeats: Every x Days/Months
        1. Set the date of the Next Occurrence.
        2. Enter the number of times this will occur into Times Repeated. No number means: repeat indefinitely.
  2. Define if user will be prompted to confirm entering transaction on the due date.
  3. Set up the Transaction Details section, similar to creating new transactions.

Stocks and Shares

MMEX allows you to track Stocks and Shares. The total Stocks are added to your total financial worth.

Further details refer to Stocks, Shares and Share Dividend Management in MMEX

Asset Management

MMEX allows you to track fixed assets like cars, houses, land and others. Each asset can have its value appreciate by a certain rate per year, depreciate by a certain rate per year, or not change in value.

The total assets are added to your total financial worth.

Assets are accessed via the ToolsAssets or via the Navigation Menu.

Assets are created in the Asset Management window.

Asset transactions are added to an asset and tied to an account.


Budgeting in MMEX


MMEX allows a variety of reports. Select the appropriate report under the Reports node in the navigation tree. Some reports require some user input, some do not.

Financial Year Reports

These reports generally do not start at the beginning of the calendar year, and appear as branches of the main report titles. These reports cover:

  1. Previous Financial Year.
  2. Current Financial Year.

The start date can be changed by the user to start on any day of any month, within a 12 month period by using the menu ToolsOptionsGeneral.

Transaction Reports

This allows the user to generate specific reports based on user selected criteria.

A Transaction Report is generally used to locate specific transactions made within Bank or Term type accounts. This report can also be used to display specific details for a particular account.

For a Transaction Report, the resulting list of transactions can be printed or saved as a HTML file.

Transfer transactions in Transaction Reports

Since a transfer transaction is a withdrawal from one account and a deposit to another account, a transaction report done on multiple accounts loses the reference point for determining whether the transaction is a deposit or withdrawal.

When a transaction report is used for a specific account, it will generate a report that will match the account details. The reference point for transfers in known for this report, which will reflect in the report having correct balances displayed.

Cash flow Reports

This report projects the amount of funds available, based on future commitments.

The report will use the Recurring Transactions for the various accounts, and reflect forward 10 years on a monthly basis. This becomes a prediction of the amount of money that may be available each month based on current payments.

General Report Manager

General Report Manager

Printing reports

MMEX supports printing of all reports that can be viewed.

Once you view a report, you can print the report using the FilePrint… menu.

MMEX Options

You can modify some run time behavior of MMEX by changing the options in the Options Dialog.

Access from the menu with ToolsOptions.

General Panel

User Name
This field is used as a title on the Home Page, and on Reports.
Leaving this field blank, will remove the Home Page and Report titles.
Base Currency
The base currency setting is used to set the currency of the database. Individual accounts will use this as the default, but can be changed if different currencies as required.
Date Format
The date format setting is used to control how dates should be displayed and also how dates should be parsed when importing QIF, CSV files.
Financial Year
Sets the start Day and Month for a Financial Year period, as opposed to a calendar year. This is used in Budgets and Reports.
Use Original date…
Activate to use the date of the transaction date when using paste transaction, in account view.
Use Transaction Sound…
Activate to plays a sound when a transaction is entered.

View Options Panel

Transactions Visible
This determines which transactions are seen as default in the Account View.
HTML scale factor
This will set the font size being used on the Home Page and in Reports.
User Colors
Allows the user to modify colors in MMEX to suit his/her style.

Network Panel

WebApp settings
Set URL and GUID of your WebApp installation to allow data sync. Parameters can be found in WebApp Guide page.

Others Panel

Stock Quote Web Page
This URL is used by the Refresh button on the Stock Investments page. This URL is also used by the New/Edit Stock dialog, to display the web page for the listed stock. The default is yahoo finance. Alternatively other sites can be used if necessary.
New Transaction Dialog Settings
Changes the default settings for the New/Edit Transactions Dialog
Database Backup
Sets the way the backups are performed when MMEX starts.
Create a new backup when MMEX Start
This copies the database to a new file with today's date, when MMEX Starts.
The file will not be over written when MMEX starts up again. When there are more that 4 backup files, the oldest file is deleted.
Backup database on exit
When MMEX shuts down, the existing database will be copied to a backup database file for that day when changes to the database have been detected. When changes are made on the same day, the existing backup is over written. When there are more that 4 backup files, the oldest file is deleted.
CSV Delimiter
This is used as the delimiting character when parsing CSV files. This is useful to modify from the default , when dealing with currencies that use , to denote decimal points in amounts.

Frequently Asked Questions

How can I contribute?

You can contribute by:

What's the reason for the EX in the name of the software?

Originally I developed a personal finance software called Money Manager. It was written in .NET and more of a learning exercise than serious software development. It grew far beyond the original design. The software was frozen and work began on a new version which had a similar user interface and features, but written in C++.

Usually Microsoft names their second version of their improved software APIs with an Ex extension as in doSomething() and doSomethingEx(). So I just followed the model and tacked on a 'Ex' to the end.

Is the .mmb format proprietary?

No, .mmb file is not proprietary.

MMEX uses SQLite databases to store user data. That means that the .mmb file is a regular SQLite database. SQLite is one of the smallest, free relational database systems around and there are tons of tools to open and access SQLite databases. SQLiteSpy and SQLite Browser are two such utilities. Once you open the database using these tools, you can do anything you want with the data.

Is my data safe?

Yes. Your data is completely safe.

The data is self contained on your PC, (or USB stick if you have made it portable). To further protect your data, encryption can now be added. This applies a password to your database file, and can only be opened by MMEX or any other software if you have the correct password.

Can MMEX run from a USB Key?


MMEX is a portable application which means ability to run without installation, for example, from USB flash drive. If MMEX finds mmexini.db3 in its folder, it assumes portable mode. Copy mmex's files to USB Key and copy yours mmexini.db3 to mmex's folder on that drive.

To make MMEX portable:

How do I know MMEX is not trying to steal my sensitive financial information?

Generally, with any closed source program, you have to depend upon the vendor's word regarding safety of the data. But with MMEX being open source, you can verify this claim yourself.

Even if you are not a C++ expert, you can rest assured that anyone can access the source code at any time and verify the legitimacy of MMEX's intentions.

MMEX does connect to the internet only to send anonymous usage statistics or when checking for an update. Here is a sample of data that MMEX will send:

Version Operating System Language Country Resolution Start Time End Time
1.3.0 Portable Windows 8 (build 9200), 64-bit edition english United States 1366x768 2014-05-01 09:00:00 2014-05-01 09:01:30

How do I print account statements using MMEX?

To print a statement with transactions from any arbitrary set of criteria, use the Transaction Filter to select the transactions you want and then do a print from the FilePrint… menu.

The Transaction Filter is accessed from ReportsTransaction Reports on the Navigation Tree, or from the Quick Navigation buttons in the top left hand corner of MMEX.